Ubujura mu byo gukodesha imitungo bwahozeho, ariko no kuba ubukode bwinshi bwamamazwa kuri internet byongereye amahirwe abamamyi, ibi bigatuma ubujura bwiyongera. Ubu butumwa bw’ubujura bugaragara cyane ku mbuga nka craigslist.com cyangwa gumtree.com kandi bishobora guteza igihombo gikomeye. Bishobora kugira ingaruka ku bakodesha na ba nyiri imitungo.
Ingeri z’ubujura mu gukodesha imitungo
- Umumamyi yitwara nk’umuntu ukodesha umutungo we bwite. Kuba umutungo ugaragara ko uhari kubera ko nyirawo atuye cyangwa akora ahandi ku bw’impamvu zinyuranye, akenshi nko gufasha abakene, ivugabutumwa cyangwa akandi kazi bituma umumamyi agaragara nk’uwizewe kandi w’umunyacyubahiro. Itangazo ryamamaza rishobora kuba ririmo amafoto yibwe ku mbuga z’abanyamwuga bakora ikodesha ry’imitungo. Umumamyi ashobora gusaba imbabazi z’uko umutungo utari kugaragara mu mashusho. Nyiri umutungo azagusaba kwishyura amafaranga y’ubukode bw’ukwezi kwa mbere ukoresheje serivisi zo kohereza amafaranga nka Western Union cyangwa MoneyGram, agusezeranya ko azakoherereza imfunguzo. Ubundi buryo ni ukubaza uwakodesheje kwemeza ko yashobora kwishyura ubukode yoherereza amafaranga inshuti yizera cyangwa umuryango we, hanyuma koherereza umumamyi kopi y’inyemezabwishyu, yitwaje ko uwo wohererejwe ari we gusa ushobora kubikuza ayo mafaranga.
- Umumamyi yitwara nk’umucuruzi ucunga imitungo ndetse afite indi mitungo myinshi ikodeshwa. Ubu ni ubutumwa bushukana bwateguwe neza, akenshi hifashishijwe imbuga ndetse na konti za banki zitabaho. Itangazo ryamamaza rishobora kuba ririmo amafoto yibwe ku mbuga z’abanyamwuga bakora ikodesha ry’imitungo. Na none, umutungo ntugaragara mu mashusho, ariko umumamyi arisegura kugira ngo ayobye uburari.
- Umumamyi wigaragaza nka nyiri umutungo yerekana umutungo ku bantu benshi icyarimwe. Abakodesha bose bazira rimwe ku munsi umwe hanyuma nyiri umutungo’ akaburirwa irengero. Rimwe na rimwe, iyo umuntu wigiraga nyiri umutungo asanzwe akodesha, abantu bose batuburiwe bahitamo kubaho bataziranye na nyiri umutungo.
- Nyiri umutungo ashobora kugirwaho ingaruka mu gihe umumamyi ari umuntu ukodesha uwo mutungo. Ashobora kohereza sheki (akenshi y’uwo bafitanye isano cyangwa y’ubucuruzi), asaba ko iyo sheki ibikuzwa hanyuma amafaranga akohererezwa undi muntu kuri Western Union cyangwa MoneyGram, yitwaza ko habayeho kwishyura menshi, cyangwa amafaranga yishyuwe ahatariho. Umumamyi azagusaba kohereza ayo mafaranga vuba mbere y’uko iyo sheki igaragara ko ari impimbano.
Kwirinda ubwawe ubujura mu gukodesha
- Reba buri gihe imbere n’inyuma h’uwo mutungo mbere y’uko wemera cyangwa wishyura amafaranga ayo ari yo yose. Nyiri umutungo cyangwa umunyamwuga nyawe azakoresha uko ashoboye ubashe kwinjira mu nyubako.
- Rebera iyo nzu hanze mu gihe gitandukanye n’icyo bakugeneye, urugero nimugoroba kugira ngo umenye neza niba iyo nzu wabwiwe ko iboneka itaba yarafashwe.
- Mbere y’uko witegereza inzu, reba niba amafoto mu matangazo ayamamamaza ahura n’amafoto yo kuri Google Maps Street View. Niba utabyizeye neza, shishoza niba ayo mashusho yarakoreshejwe ku yindi myirondoro inyuranye, byaba bivuze ko ari ubutubuzi.
- Niba muvugana n’umuntu kuri internet, muhamagare kuri telefoni cyangwa umenye neza niba bafite aho babarizwa hazwi, ndetse ubasure aho baba.
- Hitamo gukorana gusa n’abantu bazi neza aho inzira n’imihanda biri. Uko wishyura menshi ni nako ugira umutuzo ku byerekeye ubunyangamugayo bwa nyiri umutungo. Na none, koresha imbuga zizobereye mu ikodesha, zishobora kuba zifite porogaramu n’abakozi bashobora gusuzuma niba nta byago wahura nabyo.
- Saba ibyangombwa byemewe n’amategeko nk’impapuro z’ikoreshwa ry’amashanyarazi na gazi. Bazaguha impapuro zose ukeneye kugira ngo wizere ko itangazo ryamamaza umutungo atari ubujura.
- Saba nyiri umutungo umwirondoro.
- Suzuma ko ikiguzi cy’ubukode gihura n’icy’izindi nyubako zisa n’izo ushaka muri ako gace. Niba ubona harimo ibikabyo byinshi, ukwiriye kugira impungenge.
- Ntiwohereze amafaranga kuri serivisi zo kohererezanya amafaranga nka Western Union na MoneyGram. Zigenewe gusa gukoreshwa hagati yawe ubwawe n’abantu uzi kandi wizera. Zishobora kuboneka aho ari ho hose ku isi zifite cyangwa zidafite imyirondoro ihagije kandi bisa n’ibidashoboka kumenya aho ziherereye mu gihe amafaranga yamaze kohereza.
- Aho bishoboka hose, ishyura amafaranga y’ubukode ukoresheje ikarita yo kwishyura kuko ari byo byakurinda kugwa mu bumamyi.
- Niba uri nyiri umutungo ukodeshwa, ntiwemera kwishyurwa usabwa kohererezwa igice cy’ubwishyu binyuze ku bandi bantu. Genzura buri gihe abantu baziranye n’abo mukodesha ndetse unamenye ubunyangamugayo bwabo.
- Witinya kubaza ibibazo, n’ubwo waba wumva babyumva nk’ubujiji.
Niba utekereza ko watuburiwe mu gukodesha:
Bimenyeshe polisi.